Credit and debit card fraud is well known and often in the news, yet we never think it is ever going to happen to us. The scammers have many ways to take our money and we let them by not carrying out the simplest of counter measures.
Tip 1
Threat: All cashpoint machines/ATM's have cameras built into them. Scammers often hide small cameras under the upper casement of the 'hole in the wall' facing down to the keypad and sit off about 20 metres away watching you input your PIN. Once they are happy they have it they will attempt a 'lift' (pick-pocket you) later and then withdraw your cash.
Counter Measure: As you have been told so many times before, hide your PIN when inputting from people looking over your shoulder but also from cameras inside the hole in the wall. I use my wallet to cover my fingers doing the 'walking'.
Tip 2
Threat: When paying for meals or at market stalls we tend to use our cards. This is fine but never let the card out of your sight, even for a moment, as the card can be swiped through a second device in seconds and funds removed from your account.
Counter Measure: Ask the vendor to bring the machine to the table or go up to the counter with the member of staff. If this is a first date Gents don't forget to tense the buttocks as you walk away from your lady friend.
Tip 3
Don't take your cards out with you if you don't need to. Most of us have several cards so select one and secure the rest at home.
Parry
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